T-Rex Scores reveal how much of your investment return you actually get to keep and how much you lose in fees.

What’s your Score?

Each of us can determine our own T-Rex Score using simple assumptions that best match our circumstances.  But for purposes of making comparisons across different types of investments we use consistent time frames (25 years) and rates of return (6.4% for stocks and 4% for bonds*) to produce “Standard T-Rex Scores”.

Canadians own $1.3 Trillion in mutual funds. According to The Investment Funds Institute of Canada, Canadians have greater confidence in mutual funds (86%) than other financial products such as GICs, bonds and stocks. But do mutual fund investors understand how much of their investment gains they actually get to keep?

Canadian Mutual Fund Standard T-Rex Scores

Selected Canadian Mutual FundsSize (billions)TypeStandard T-Rex Score
RBC Select Conservative Portfolio$23.0Balanced49%
Investors Dividend C$16.3Equity38%
Fidelity Monthly Income Fund$13.2Balanced40%
TD Canadian Core Plus Bond$12.9Bond51%
Manulife Monthly High Income B$9.2Balanced43%
Scotia Canadian Dividend Fund A$7.8Equity57%
Sentry Canadian Income Fund A$5.7Equity46%
CI Signature Income & Growth A$4.73Balanced41%
Mackenzie Ivy Foreign Equity A$4.5Equity43%
BMO Dividend Fund A$4.2Balanced41%
Trimark Fund A$3.9Equity39%
Desjardins Enhanced Bond C$3.7Bond44%
National Bank Bond Fund$2.0Bond49%
Sun Life Granite Balanced A$1.7Balanced44%


Average T-Rex Score: 45%  

Average Lost to Fees: 55%

Do you invest in these or similar funds?

Are you are keeping your fair share of returns?

You have a choice. If you aren’t satisfied with your T-Rex Score, you can do something about it. Would increasing your T-Rex Score and keeping more of your investment returns be worth spending the short amount of time necessary to learn investment basics? It’s easy when you know how.