What questions should you ask your advisor and how can you get the answers you need? Find the answers here.
Seven Question You Must Ask Your Advisor
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Larry’s 2023 Perspective
January 18, 2023Greetings to subscribers, both new and seasoned. As we begin a new year, there is some good news...
Hi Larry,
WHY are we not taught these investing principles earlier on in life?? I wish I had read this 10,20, 30 years ago. Thank-you. Question. Is there a way to buy your book in bulk at a better price? I keep buying more and more and intent to buy more to hand out to friends and family.
Olga de Sanctis
Hi. After reading your book I think I’m ready for AIY. What do you think about this distribution? How could I improve, what am I missing?
VEQT 80% – diversified ETF that rebalances itself
ZAG 10% – low MER, to add the bond component I want, 80/20 I think it’s too much for me
VDY 10% – dividends with growth
Are there similar alternatives with lower MERs?
I like the simplicity. 90% stocks is an aggressive portfolio but fine if you have a long time frame and are ok with the roller-coaster. ZAG includes long term bonds which are will take a bigger hit if rates continues to rise. A shorter term bond ETF would be less volatile. There are comparable ETFs from the big three (Vanguard, iShares, BMO) and others.
Hi Larry,
Thoroughly enjoyed your book and excited to reframe our financial outlook as a young family!
Curious your thoughts when an employer has an RRSP matching program? I would be tempted to continue to invest the maximum matched amount into that, and then any subsequent amounts into my own AIY portfolio.
Much appreciated!
That makes perfect sense.