If it’s true the best game wardens are reformed poachers, then Larry
Bates’ tips for Beating the Bank should be valuable for average
Canadian investors.  Bates spent 35 years working for the four major
financial pillars and lays out three wealth builders and three wealth
killers. In a nutshell he counsels investors to beat the banks at their
own game by dumping high-fee mutual funds for low-cost ETFs and for good measure buying Canadian bank stocks.